Buried in debt in southeast Michigan? Attorney Michael Hollins helps Detroit and Flint area families file Chapter 7 and Chapter 13 from home, with flat fees and no judgment. Same-day, next-day, and Saturday consultations available.
The day we file your case, the automatic stay forces most creditors to stop. Here is what that means in plain terms.
Facing a sheriff's sale on your Michigan home? Filing halts the sale and gives you room to catch up or restructure what you owe.
If a creditor is taking part of your paycheck, filing stops the garnishment so your full check comes home to your family.
About to lose your vehicle? We move quickly to stop the repossession so you can keep getting to work and keep your life moving.
Detroit and Flint area cases are heard in the Eastern District of Michigan. Here is how it works.
U.S. Bankruptcy Court, Eastern District of Michigan, 211 West Fort Street, Detroit, MI 48226. Serves Wayne, Oakland, Macomb, Washtenaw, and nearby counties.
U.S. Bankruptcy Court, 226 West Second Street, Flint, MI 48502. Serves Genesee, Lapeer, Livingston, Shiawassee, St. Clair, and Sanilac counties.
Both courthouses are part of the Eastern District of Michigan, which covers Detroit, Flint, and the rest of southeast Michigan. If you are in west Michigan, such as Grand Rapids or Kalamazoo, your case falls under the separate Western District. Confirming the right court for your county is part of getting your case filed correctly the first time, and we handle that for you.
You also will not be standing in front of a judge in most cases. The one required hearing, the 341 meeting of creditors, is held by Zoom or phone. We prepare your paperwork, file the case, and walk you through that meeting in advance so there are no surprises.
Unlike many states, Michigan lets you pick either the Michigan state exemptions or the federal exemptions, whichever keeps more of your property. You cannot mix them, so choosing the right set matters. That is one of the first things we figure out for you.
Exemptions depend on your specific situation. We review your numbers with you before you file so you know exactly what is protected.
Straight answers to what Detroit and Flint area clients ask us most.
You do not need to come to an office to get started. We handle your entire case by phone, email, and video, from your first free consultation through filing and your 341 meeting.
Whether you are in Detroit, Flint, Warren, Troy, or anywhere across the metro, you get the same attention and the same fresh start.
Need help fast? Ask about our same-day, next-day, and Saturday urgent appointments.
Talk with attorney Michael Hollins about your options. Same-day, next-day, and Saturday consultations available across Michigan.